Website Payment Plan Agreement

1. Parties

This Agreement is between Kituwa IT (“Provider”) and [Client name] / [Client business] (“Client”), effective on the date the deposit is paid.

2. Services

Provider will design, build, and launch a website for Client as described in the attached scope: [package and scope]. Scope: [pages, features, hosting, revisions included]

3. Price and Payment Schedule

• Total price: $[1,000]. There is no interest and no finance charge. The price is the same whether Client pays at once or over time.
• Deposit: $[250], due at signing. Work begins when the deposit clears.
• Remaining balance: $[750] is paid in [7] monthly payments of $[100] (final payment of $[50]), due on the same day each month starting [date].
• Early payoff: Client may pay the remaining balance at any time with no penalty.

4. Automatic Payments

Client authorizes Provider to charge the card or bank account on file for each installment on its due date. Client will keep the payment method valid and will notify Provider before changing it. The deposit checkout securely saves the payment method with Stripe; Provider does not store card numbers.

5. Late Payments

• An installment is late if unpaid 5 days after its due date.
• A late fee of $15 applies to each late installment.
• Failed or reversed payments may incur a $25 returned-payment fee.

6. Default and Acceleration

If Client misses two installments, or any installment is more than 30 days late, Provider may declare the entire remaining balance immediately due; suspend the website and related services until the balance is paid; and pursue collection, including reasonable collection costs and attorney’s fees where the law allows.

7. Ownership and Transfer

• Until the total price and any fees are paid in full, Provider owns the website files, code, design, and hosting account, and Client receives a limited license to use the website.
• Upon final payment, ownership of the custom website content transfers to Client. Provider will hand over files and, where applicable, domain control within 10 business days.
• Third-party items (themes, plugins, stock images, open-source software) stay under their own licenses.
• Provider may keep the right to show the finished site in a portfolio unless Client objects in writing.

8. Hosting and Maintenance

Hosting and maintenance are included for the first [12 months]. After that, hosting and maintenance are billed separately at $[__]/month unless the parties agree otherwise in writing. If Provider hosts the site, Client may request a copy of the site after payment in full.

9. Suspension Is Not a Refund

Suspension under Section 6 does not cancel the balance owed. Amounts already paid are non-refundable once work has started, except as required by law or stated in Section 11.

10. Client Responsibilities

Client will supply content, logos, and approvals in a timely manner. Delays by Client may delay delivery but do not delay payments.

11. Cancellation

• Before work begins: Client may cancel and receive the deposit back, less $[__] for setup costs.
• After work begins: Client owes the value of work completed to the date of cancellation, which is the greater of the deposit or [__]% of the total price.

12. Notices

Notices may be sent by email to the addresses below and are effective when sent. Provider: Kituwa IT. Client: [Client name], [client email], [client phone].

13. General

• This is the entire agreement and may be changed only in writing signed by both parties.
• If any part is unenforceable, the rest remains in effect.
• This Agreement is governed by the laws of North Carolina. Disputes will be handled in [county], North Carolina.
• Electronic signatures are valid.